Bank of America mobile app, how to download and use it?

With the Bank of America Mobile Banking application you can perform most of the operations that you can do through the bank's website and even from the bank's branches.

From managing your checking and savings accounts, credit cards and personal loans to depositing checks, paying bills, making transfers, using Zelle, checking your credit score or contacting a bank agent for help.

Here we will analyze the app and tell you how to download it for the various platforms, as well as show you the opinions of users who use it.

How to download the Bank of America app?

This online platform from which to trade the bank's products is available for devices with iOS and Android operating systems, whether they are phones or tablets.

• If you want to download the Bank of America app for Android systems you can enter the Play Store and in a few seconds you will have it installed on your device.
• In the case of Apple systems you will have to enter the App Store to download the app and install it.

On both platforms the app has a very high score, bordering on 5 out of 5 stars, with millions of downloads on both systems.

How secure is the Bank of America Mobile Banking app?

One of the features for which this app stands out is precisely its high security to operate your banking products over the Internet and from anywhere. It is not in vain that it has been considered the safest among the banking applications by the specialized portal Smartasset.

With it you can configure customized alerts for each account and credit card, which warn you of payments made, suspicious movements that may occur and access from unusual devices.

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You can also activate the function that sends you a code by SMS to your cell phone every time you want to access and review the access history in case you come across one that you do not recognize.

What operations can you do with Bank of America Mobile Banking?

This application for mobile devices allows you to easily operate with your products of the financial institution and from any place where you have Internet coverage.

Account management and operations

Review the balances and transactions of your Bank of America checking and savings accounts, order checks and create alerts for important events in your accounts.

You can also order transfers between your own BofA accounts or transfers to accounts at other entities.

Manage your credit and debit cards.

With this application you can also view the balances and movements of your cards, broken down according to the types of purchases made.

In the case of credit cards, you can configure the payment method, the day you want to be charged each month, fortnight or week, and also make additional payments when you wish to reduce your outstanding balance.

In addition, you can report the loss or theft of your card and order a new one, and set up alerts for certain transactions.

If you have a card that has a points or cashback program, such as Cash Rewards or Premium Rewards, you can use the app to redeem accumulated balances and also choose special categories for cashback.

Using Zelle to send and receive money

If you want to send money quickly to friends and family, with Zelle you can easily do so if they have a U.S. bank account. Currently, the limits for sending money with Zelle at Bank of America are $3,500 per day and $20,000 per month (up to $60,000 for small businesses).

Erica Virtual Assistant

The BofA app has a virtual assistant named Erica who will assist you at any time with any questions you may have, financial advice or transactions such as bill payments.

Contact Bank of America

This app for cell phone and tablet also offers you the option of contacting an agent for any procedure you want to perform or doubt you want to solve.

It also allows you to find a Bank of America ATM or branch near you and request an appointment at one of these branches.

Another contact option is to call the customer service number: 800-432-1000.

Check your credit score for free

If you are a Bank of America credit card holder, you can check your credit score for free whenever you want, both from the mobile app and from the bank's website.

The data you can consult is your FICO score provided by the TransUnion entity, updated once a month and you can visualize its evolution over the last year and the factors that are affecting the variation of the score.

What reviews and ratings does the Bank of America app have?

We have already commented above that the scores of the BofA app for both Android and Apple in their respective stores are very high and with millions of downloads and ratings.

In addition, on the review and opinion site influenster it also has a high score of 4.6 out of 5 with over 3,000 ratings.

This means that the app works very well and Bank of America customers who use it are very satisfied with its operation.

Español: Aplicación de Bank of America, cómo descargarla y utilizarla