Citibank Personal Loan Info
Citibank personal loan can be contracted by all Citibank customers who have a checking account, a savings or money market account or a certificate of deposit (CD) at least 3 months old and has a balance greater than $0.
In addition, you must have a demonstrable annual income of more than $10,500.
The interest rate on consumer credit is fixed and will depend on the solvency that you can demonstrate. If you use the Auto Deduct service offered by Citibank to automatically collect the fees from your checking account, you will get a reduction in the interest percentage.
With this loan you can get between $2,000 and $30,000 dollars and repay them within a period of between 1 and 5 years. If you want to obtain an amount less than $30,000 USD you can apply online, if you want to obtain a higher amount you must contact by phone or at a bank branch.
The application and validation of the personal loan from Citibank is done easily and quickly. If approved, the bank will mail you a check in about 5 business days.
You can have more than one personal loan with this bank, but only if the previous one is more than 6 months old.
En español: Préstamo personal de Citibank