Mortage Center
Home is closer than you think!
The options are endless, but the choice is simple. Trust First Community Mortgage for your homebuying needs.
Trust our home loan experts to help you on your journey to home ownership.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. We are a full-service mortgage lender with loan processors, underwriters and a closing department—all under one roof to ensure a quick turnaround time.
Whether customers want to purchase their first home, refinance their existing home, or are looking to purchase investment property, we stand ready, willing and able to assist them every step the way.
Why choose FCM?
Loan Options
First Community Mortgage specializes in a variety of loans (Conventional, VA, USDA, FHNB, and more) that are designed to help home buyers finance their homes within their budget.
Anywhere in the US
Our professionals are prepared to assist you with a mortgage, no matter where in the US your home is!
Easy to Apply
Our application process is accessible in a variety of convenient ways. You can contact one of our loan officers, visit a local office, apply online, or download the app for even more features like secure mobile document scanning and payment calculation.
We specialize in the following areas:
- VA Loans
- USDA Loans
- FHA Loans
- Conventional Loans
- First-Time Home Buyer Programs
- Investor Programs
-
Bond Programs
- Homes for Heroes
- Professional Educators
In addition to the loan programs mentioned, we offer state bond programs that have:
- Competitive Interest Rates
- Down Payment Assistance
- Closing Cost Assistance
- Grants Available
Visit First Community Mortgage to learn more about how we can help you!
Mortgage Calculator
| Years | Principal | Interest |
|---|---|---|
| 1 | $3,086 | $9,433 |
| 2 | $3,235 | $9,283 |
| 3 | $3,393 | $9,126 |
| 4 | $3,557 | $8,961 |
| 5 | $3,730 | $8,789 |
| 6 | $3,911 | $8,607 |
| 7 | $4,101 | $8,418 |
| 8 | $4,300 | $8,218 |
| 9 | $4,509 | $8,010 |
| 10 | $4,728 | $7,791 |
| 11 | $4,957 | $7,561 |
| 12 | $5,198 | $7,320 |
| 13 | $5,451 | $7,068 |
| 14 | $5,715 | $6,803 |
| 15 | $5,993 | $6,526 |
| 16 | $6,284 | $6,235 |
| 17 | $6,589 | $5,930 |
| 18 | $6,909 | $5,610 |
| 19 | $7,244 | $5,275 |
| 20 | $7,596 | $4,923 |
| 21 | $7,964 | $4,554 |
| 22 | $8,351 | $4,167 |
| 23 | $8,757 | $3,762 |
| 24 | $9,182 | $3,337 |
| 25 | $9,627 | $2,891 |
| 26 | $10,095 | $2,424 |
| 27 | $10,585 | $1,934 |
| 28 | $11,099 | $1,420 |
| 29 | $11,638 | $881 |
| 30 | $12,203 | $316 |
Visit our Financial Fitness Center for more calculators plus helpful articles to guide you in your financial decisions.
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Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.