Additional information of TD Beyond Checking account
TD Bank's TD Beyond Checking, as the name implies, goes beyond a checking account because it offers multiple perks and payment methods, plus it gives you a return on your accumulated balance from the first penny that increases the more money you have.
For starters, all the standard checks that are free and you get a discount on personalized checks.
How to avoid the handling fee?
The account has a $25 monthly maintenance fee, but you can save it if you maintain a minimum daily balance of $2,500 USD, if you make direct deposits totaling $5,000 USD per month, or if you maintain a combined balance with other bank products totaling $25,000 USD.
In addition, you have a free debit card with which you will pay no fees for using TD Bank ATMs (in the U.S. and Canada) and other banks' ATMs, as long as you maintain a daily balance of more than $2,500.
You will not be charged any fees for receiving transfers from other banks and you can make as many online transfers as you want without paying anything.
The TD Beyond Checking account also waives the overdraft fee for the first two overdrafts per year, and currently pays 0.01% APY on your balance from the first penny.
English: Cuenta TD Beyond Checking